3 Reasons to Have Travel Insurance

Don't let emergencies get in the way of your trip. Travel insurance is an essential item that does not go in your suitcase but must be included in your planning.

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Imagine arriving at your destination and realizing that the dream you just ticked off your bucket list is a nightmare?! Is it true that sometimes we don't even use our insurance? Yes. But unexpected situations happen, and we can't let them be more significant than they are. That's why travel insurance becomes essential to keep your peace of mind and safety.

Is buying travel insurance expensive?

At the time of quotation, the insurer considers the trip type (what activities will take place, such as adventure activities), cities/countries to be visited, length of stay, traveller's age, pre-existing illnesses and pregnancy. These are just a few of the points evaluated, but each type of trip leads to more specific questions.

Is having travel insurance mandatory?

Not in every country, but it is essential for your safety. When choosing the destination for your next trip, search the country's tourism department website if immigration requires proof. If so, don't think twice; you could be sent back from the airport.

In Europe, there is The Schengen Agreement, which guarantees free transit for tourists. With that, a backpack in Europe won't cost you travel insurance for each country visited. The countries that participate are:

• Germany
• Austria
• Belgium
• Denmark
• Slovakia
• Slovenia
• Spain
• Estonia
• Finland
• France
• Greece
• Hungary
• Iceland
• Italy
• Latvia
• Liechtenstein
• Lithuania
• Luxembourg
• Malta
• Norway
• Netherlands
• Poland
• Portugal
• Czech republic
• Sweden
• Switzerland
• Croatia

What does travel insurance cover?

This question depends a lot on the company you decide to hire. In general, travel insurance covers:

• Medical and odontology assistance
• Pharmaceutical expenses
• Legal assistance
• Guidance in case of loss of documents
• Flight cancellation
• Flight delay or cancellation expenses
• Transfer of body in case of death
• Lost luggage

Avoid headaches, and don't travel only with your checked bag. Do you know everything you need to carry in your carry-on bag? Check out the complete checklist here

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3 reasons to have a travel insurance

1. Economy

Emergency expenses will not come out of your pocket.

2. Safety

Medical coverage in case of accident and illness.

3. Tranquility

24-hour service and assistance throughout the trip.

Now you have no more excuses! When planning the itinerary for your next destination, include taking out travel insurance and making the dream trip safely.

Bon voyage!

Blogpost By: Priscilla Teles (Brazil)

#travel #insurance #safety #emergency

Reference List: Schengen Visa Info, no date, Schengen Agreement. Available at: https://www.schengenvisainfo.com/schengen-agreement/ (Accessed: February 20, 2023). World Nomads, no date, Is travel insurance worth it?. Available at: https://www.worldnomads.com/travel-insurance/is-travel-insurance-worth-it (Accessed: February 20, 2023). Partiu Viajar, no date, International travel insurance — advantages, disadvantages, myths and tips. Available at: https://partiuviajarblog.com.br/seguro-viagem-internacional-vantagens-desvantagens/ (Accessed: February 20, 2023).